VESSEL INSURANCE “A WORK IN PROGRESS”

This page is intentionally random as insurance has been a roller-coaster ride – here are some options – if you find any other options we will put them here.

Yacht Insurance companies make survey requests as part of the underwriting process, depending on the age of the vessel.  Generally, they want to see an out of the water condition and valuation survey done by an accredited surveyor.  The main ones are A.M.S. (the National Association of Marine Surveyors @ https://www.namsglobal.org/) or S.A.M.S. (the Society of Accredited Marine Surveyors @ https://www.marinesurvey.org/). 
Those websites can assist boaters in finding a surveyor in their area.

 

MHG INSURANCE

SANDRA HEMINGER, CISR
Manager, Commercial Division

t 954 548 3594 | c 954 257 8925
mhginsurance.com

 

Jackline/Merkle

thru Susan Waters. +1 (443)569-3700. E-mail is- susan@marineinsurance.cc (not .com)

 They include the Caribbean.

Offer a variety of ways to request a quote for the Jackline (Offshore) Insurance Program:

Speak with our insurance experts by phone: 410.364.7710
Submit an Online Quote Request: Use code = Jackline
Download and complete PDF Form: Submit completed forms to jackline@gowrie.com or 410.827.3758 (fax)

Gary Golden with Manifest Marine located in Virginia. There number is 410-490-9020

 

Gowrie Group | A division of Risk Strategies

  • There must be a US tie (US owners and/or US registered vessel) & a valid US mailing address
  • Owners must have a minimum of 3 years ownership on a similar sized vessel (I’ve seen them consider 2 years with a solid boating resume)
  • Vessel’s over 10 years of age must survey well

Rachel Sloan | Jackline Account Manager
Gowrie Group | A division of Risk Strategies
rachel.imis@gowrie.com

522 Chesapeake Ave, Annapolis, MD 21403
p: 410.364.7707 f: 410.827.3758
www.gowrie.com/jackline

 

W.R. Hodgens Marine Insurance, Inc.

Bill Hodgens
+19544001568
melinda@yachtinsure.com

Pantaneus

dropped us this year and we heard they are no longer covering US documented boats.

 

JACK MARTIN / HANNOVER

Call: (410) 263-8000
https://www.askjack.cc/auto-home-and-personal-insurance/boat-personal-watercraft-insurance/

TYPICAL INSURANCE QUESTIONS FOR A QUOTE

SAMPLE LIST OF TYPICAL QUESTIONS
=== QUOTE REQUEST FORM====  
   
OWNERSHIP:  
   
Owner  name(s) / Beneficial Owner(s)-    
   
Corporate name (if applicable) –  
   
Full mailing address –   
   
Home phone-                                
   
Work phone-  
   
E-Mail address-    
   
   
   
EXPERIENCE:  
   
Total years of boating experience –                
   
Total years of boat ownership –         
   
List boats owned (LOA/model/how many years each)-   
   
List boats operated (if different from above)-   
   
Boating courses completed- License held (if any)-  
   
Occupation-  
   
Date of Birth-           
   
Citizenship –  
   
Current insurance company-        
   
Expiration date-   
   
Has your policy been cancelled or non-renewed?     
   
Describe boating accidents or losses, last 5 years (date, cause, amount)-   
   
Do you have any felonies or convictions?  
   
(Repeat experience information for any additional operators or owners)  
   
BOAT:   
   
Model year-       
   
Builder-  
   
Model (or rig)-     460 catamaran      
   
Length overall-     
   
Construction-   
   
Mast Material-                             
   
Vessel Flag-   
   
Purchase Date-                            
   
Purchase Cost-  
   
Total Investment-   
   
   
   
ENGINE(S):  
   
Quantity –   2        
   
Year(s)-              
   
Manufacturer(s)-                      
   
Total Horsepower-  
   
Fuel- diesel  
   
Maximum Speed –  
   
EQUIPMENT:  
   
Automatic extinguisher [ ]    
   
House & starter batteries:  Lead Acid [ ]  , AGM [ ]  , Lithium [ ]   other [ ] ?    
   
Fume detector [ ]       
   
Theft Alarm [ ]  
   
VHF radio [ ]      
   
Depth finder [ ]      
   
GPS [ ]      
   
Radar [ ]  
   
EPIRB [ ]  
   
Paper Charts [ ]  
   
Weather Fax [ ]  
   
Storm Sails [ ]  
   
Describe Ground Tackle-  
   
Other safety gear-  
   
Do you have a recent survey?   
   
Is the boat actively for sale?  
   
Do you have a Mortgage/Lien on the boat?  
   
TENDER:  
   
Dinghy brand –  
   
Dinghy length-  
   
Dinghy  year –  
   
Outboard brand –  
   
Outboard HP –  
   
Outboard year –  
   
USAGE:  
   
Private pleasure [ ]      
   
Liveaboard [ ]  
   
Captain charter [ ]  
   
Bareboat charter [ ]  
   
Racing [ ]  
   
Number of paid crew [ ]  
   
   
   
NAVIGATION:   
   
Current Location of vessel?  
   
Are you currently in the same country as your vessel?  
   
Itinerary/ Navigation Territory /  bodies of water required –   
   
Where will the boat be during hurricane /cyclone season?    
   
Primary Mooring Location- (marina name & address if you have it)   
   
Lay-up dates?    
   
   
   
COVERAGE:  
   
Hull & equipment value-  
   
Deductible- 2%  
   
Liability limit- $  
   
Medical Payments – $10,000  
   
Personal Property – $5,000  
   
Tender value & motor value- $  
   
Other specifications-  
   
How did you learn about us?    

 

 

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