insurance
Panama Posse
Marine Insurance can be challenging with the appearance of few to no options available at times, policies riddled with exceptions, and most insurance agents simply not having solutions. We are going to have a zoom meeting with an Marine Insurance Specialist who not only has 33 years of experience in writing marine insurance for worldwide sailors but also has two circumnavigations to his credit.
Because of his background with both mariners and insurance carrier he can bridge the gap perfectly between insured and carrier.
Join the call with questions or watch it later
OCEAN POSSE is inviting you to a scheduled Zoom meeting.
14:00 – EDT
13:00 - PANAMA
11:00 - PDT
Here is a interesting article about the reason behind these increases
Join Zoom Meeting
https://us06web.zoom.us/j/89530437295?pwd=guNIC4S33wmb6waRjbBzyYM2IK0vLX.1
Meeting ID: 895 3043 7295
Passcode: 313248
Find your local number: https://us06web.zoom.us/u/kbSWS9m7uJ
https://us06web.zoom.us/j/89530437295?pwd=guNIC4S33wmb6waRjbBzyYM2IK0vLX.1
Passcode: 313248
USA / INTERNATIONAL
MHG INSURANCE
SANDRA HEMINGER, CISR
Manager, Commercial Division
t 954 548 3594 | c 954 257 8925
mhginsurance.com
DK SMITH
Jim Oberg
San Diego
Douglas K. Smith Marine Insurance Svcs., Inc.
619-222-2560 (office)
619-222-6716 (fax)
joberg@dksmarineinsurance.com
OFFSHORE RISK MGMT
Offshore Risk Management out of Florida.
London Marine, haven’t had a claim, so can’t speak to that.
Susan Coates
(305)743-7711
Offshorerisk.com
Jackline/Merkle
thru Susan Waters. +1 (443)569-3700. E-mail is- susan@marineinsurance.cc (not .com)
They include the Caribbean.
Offer a variety of ways to request a quote for the Jackline (Offshore) Insurance Program:
Speak with our insurance experts by phone: 410.364.7710
Submit an Online Quote Request: Use code = Jackline
Download and complete PDF Form: Submit completed forms to jackline@gowrie.com or 410.827.3758 (fax)
ALLIED FINANCIAL NETWORK
https://alliedfinancialnetwork.com/pleasure-yacht
Steven Bonner
808-824-3626
steve@alliedfinancialnetwork.com
MANIFEST MARINE
604 Stonewall Lane
Fredericksburg, Virginia 22407
USA
Gary Golden with Manifest Marine located in Virginia. There number is 410-490-9020
Telephone number
540-785-0398 (option 1)
Facsimile machine
540-785-0398 (option 2)
Electronic mail
general: mail@ManifestMarine.com
Gary Golden, Director: Gary@ManifestMarine.com
Elliott Golden, Agent: Elliott@ManifestMarine.com
Gowrie Group | A division of Risk Strategies
- There must be a US tie (US owners and/or US registered vessel) & a valid US mailing address
- Owners must have a minimum of 3 years ownership on a similar sized vessel (I’ve seen them consider 2 years with a solid boating resume)
- Vessel’s over 10 years of age must survey well
Rachel Sloan | Jackline Account Manager
Gowrie Group | A division of Risk Strategies
rachel.imis@gowrie.com
522 Chesapeake Ave, Annapolis, MD 21403
p: 410.364.7707 f: 410.827.3758
www.gowrie.com/jackline
W.R. Hodgens Marine Insurance, Inc.
Bill Hodgens
+19544001568
melinda@yachtinsure.com
Pantaneus
dropped off they are no longer covering US documented boats.
PANAMA
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PANAMA
https://www.iseguros.com/
Erick Crawford M.
Vicepresidente Adjunto
Técnico - Ramos Generales
Cía. Internacional de Seguros, S.A.
Tel. (++507) 206-4000 (Central)
Tel. (++507) 206-4650 (Directo)
Fax (++507) 210-1620
Agent:
PRISCILLA MCLEOD & ASOC., S.A.
Tel.: (507) 223-4925, 269-5249
Cel.: (507) 6612-4699
E: pmaseg@cwpanama.net
COSTA RICA
Photos requested:
- All sides and inside the boat
- Photos of the engine
- Life jackets
- Life rafts
- Audible lights
- First aid kit
- Radio
- Bilge pump
- GPS
- Compass
- Everything the boat has to navigate.
According to this, as soon as I have the photos that I request according to the list, we could continue with the insurance.
WARNING EDWARD WILLIAMS
Here’s what Mark found out about Edward William and Ion (the policy underwriter):
Here is a link to the UK site that CLEARLY states “be wary of dealing with this unauthorised firm”. There’s a reason they have stated this. They don’t just make stuff up and just put it on consumer watchdog sites. This is a real warning! https://www.fca.org.uk/…/edward-william-marine-services
I asked EW for a quote so I could read the policy. Even though I am not an attorney, I found loopholes that would void claims most other reputable companies would pay out on. Before you do business with them, I suggest you have an attorney read it over for a professional opinion. Then, you will understand why they are so cheap. It’s easy to sell cheap policies if there is no intent to pay the claim. While you might think you understand the policy, I guarantee you don’t. Get a professional’s opinion.
Reputable insurance companies will open their books to obtain a rating by a third party such as AM Best. The higher the rating, the more financially solvent the company. Meaning they have the ability to pay claims, even very large ones. This is a third party verification regarding the solvency. A good rating is considered “A”, or higher. The current underwriter for Edward William is ION. ION is not rated by AM Best, or any other third party agency.
Up until two years ago, Edward William Insurance was selling cheap policies underwritten by Northernreef policy subject to Uruguayan law and practice. They convinced their customer base Northernreef was a sound underwriter. Like ION, Northernreef were not rated. Northernreef went bankrupt and closed. EW Policyholders had to cough up additional funds to EW in the middle of their policy terms or be canceled. https://www.edwardwilliam.com/…/Northernreef-Yacht…
The address listed in IONs policies and on their web page are shell companies. These are not physical offices. They are nothing but mail drops. This includes addresses they have published in D&B and on their corporate page, American Samoa, Costa Rica, and London. Others have stated there is a physical office in the Bank of America Building in Ft. Lauderdale. This isn’t listed anywhere. I wonder why they don’t want you to know where they are.
The address given on ION’s American Samoa page appears to be a mail drop on the second floor of a shopping complex. Google it. I did: 210A 2nd Floor, Fagatogo Square, Pago Pago, American Samoa 96799
On the D&B listing, ION states they offices are: Plaza Roble Corporate Center, Las Terrazas Building 5th Floor San Jose Escazu, San Jose Costa Rica. Google the address. This is either a small rented space or virtual office. Here is the link to the building ION claims to be their corporate office address. This also appears to be a mail drop. https://www.regus.com/…/plaza-roble-las-terrazas-1349
So, do they have funds? You might find they have no money whatsoever. Or perhaps they do. Who really knows. I guess you can “hope” they have enough to pay your claim. Because, you can’t verify they do. Fact: the latest shared financial information ION (American Samoa) posted on their website is 4 years old – FYE 2019. Their cash on hand is only US$3M. Interestingly the value of their long-term assets hasn’t varied by a single dollar in 3 years. The claims paid amount in 2019 is $372,779. This is for the total ION (not just the EW part). The net revenue for this company is $2,448,242. Yep. A whole whopping $2.4m. Hardly the massive titan of the insurance industry they project to be on their internet page. The Costa Rica division is much lower still. https://www.ioninsuranceco.com/2019_ION_Group_FS.pdf
All of the people listed on their corporate site have zero internet presence, nothing. This includes Robert Harrison, Director of Underwriting and Ashley Watson, VP of International Sales.
The helpline phone number listed on their site appears in an advertisement for a Physician’s Office in Costa Rica. Yep, you read this correctly!
You need to keep in mind, if they don’t pay a claim you are personally accountable for any damage you cause. If you have an environmental claim against you, this could easily be a massive amount of money. In many countries, you can be jailed for not paying. Do you really wish to trust a company whose solvency is not verifiable? Or, are you willing to trust a shell company that can easily just close shop if faced with a large claim(s), rather than pay?
States (or countries like UK, AUS, NZ etc.) will oversee the policy language to ensure the policy meets the criteria set by their law. If the insurance company fails to pay, your recourse is to file a complaint with the state or government. If the insurance company is out of compliance it can lose its license to sell there.
If ION fails to pay your claim, what is your intended action? The policies have a governing law (like any insurance policy). On the quote they sent me the governing law was American Samoa. American Samoan law is not US law. Are you familiar enough with the laws, terminology and the court systems of these countries to feel comfortable? If they don’t pay you and you believe they have violated the policy, you must hire a lawyer in one of these countries for representation. And, at what cost? And, can you regain legal fees spent to win your case?
From ION’s webpage, “IIC (yet another shell company) is also registered and in good standing in the State of Louisiana under Registration No. 42291649F as well as with the National Association of Insurance Commissioners (NAIC) under Registration No. 15936.” A FB user asked the state of Louisiana and posted the states reply. Shelia Cooper from the Louisiana Department of Insurance states, “they are not registered there and never have been”. Don’t believe this? Write to the state LDI and ask them yourself.
Enough said.
JACK MARTIN / HANNOVER
Call: (410) 263-8000
https://www.askjack.cc/auto-home-and-personal-insurance/boat-personal-watercraft-insurance/
TRAVEL AND HEALTH INSURANCE
https://www.tripinsuranceconsultants.com/panamaposse
shipping
Shipping Parts to your vessel in different parts of the world - here are options which have worked in the past
Pricing for ESTAFETA Shipping from USA – MEXICO
BOXES inches max weight and price
10″ x 10″ x 10″ – 10 lbs – $35
12″ x 12″ x 12″ – 20 lbs – $55
14″ x 14″ x 14″ – 30 lbs – $ 70
16″ x 16″ x 16″ – 35 lbs – $ 95
18″ x 18″ x 18″ – 55 lbs – $ 140
20″ x 20″ x 20″ – 70 lbs – $ 165
22″ x 22″ x 22″ – 100 lbs – $ 215
28″ x 28″ x 28″ – 150 lbs – $ 270
ERROL FLYNN MARINA 🇯🇲 SPONSORS THE PANAMA POSSE
ERROL FLYNN MARINA SPONSORS THE PANAMA POSSE
18° 10.825'N 076° 27.215'W
Hello Panama Posse,
The Marina is prepared to offer all participants the following rates:
50ft and under US$0.70
50 -99ft US$1.15
Above 100ft US$2.00
We will not be able to discount the utilities as those charges are based on usage.
You must mention the PP discount when you arrive - discounts are not retroactive and need to be re-verified in every billing cycle
Looking forward to hosting you.
Regards,
Donna
CONTACT
Christine Downer
Acting General Manager
Errol Flynn Marina
P. O. Box 188
Port Antonio, Portland,
Jamaica.
Tel: 876-715-6044 & 876-993-3209
dsamuda@portjam.com
VHF Channels 16/68
Coordinates: 18°10’8” North, 76° 27’ 2” West
Jamaica operates on Eastern Standard Time the year ’round. (GMT-5) For Approaches to Port Antonio charts, use DMA Chart 26129 or Admiralty 458
OVERVIEW
Errol Flynn Marina has a designated helicopter landing area with parking for up to four helicopters. Coordinates are 18°10.7’N, 76°27.3′ W, Elevation, sea level. The landing area is located at the south end of West Harbour adjacent to the launching ramp.
The Errol Flynn Marina offers 32 fixed dockage berths (European) and excellent facilities for a superior yachting experience in one of the world’s most beautiful and protected harbours.
Errol Flynn Marina has the distinction of being the only Caribbean marina capable of handling the largest yachts in the world.Our face dock accomodates vessels to 350′ and 24′ draft Med style. However, our “giga-yacht” dock can accommodate a vessel to 600′ and 32′ draft alongside. In addition, our turning basin can accommodate yachts of any size. Smaller vessels can use our slips or select from a mooring
SAFE APPROACH
AMENITIES
- Port of entry with 24 hour customs and immigration services
- 24-hour security
- Stern-to (European) dockage
- Deep water entrance channel
- 110/220/450 volt – 30, 50, & 100 AMP single and three phase electricity
- Fresh Water
- Cable TV link up
- Telephones
- Internet Access and Information Center
- Shore Storage
- Pump out facility at each berth
- Shower and laundry facilities
- Crew bar
- Swimming pool
- Beach Required Documentation
- Handicap Accessible
Requirements
- Maritime Declaration of Health (WILL BE SUPPLIED BY HEALTH DEPARTMENT).
- Movement Report for Visiting Vessels
- Crew List
- Stamped Crew List (from entering with any additions)
- Evidence of Clearance from Port of Departure
- Passport
- Tourist Immigration Card
- Clearance for Steamships Form
LOCATION
18°10.7’N, 76°27.3′ W
OFFICIAL WEBSITE
https://errolflynnmarina.com/
La Palma Moorings 🇸🇻 EL SALVADOR SPONSORS THE PANAMA POSSE
LA PALMA MOORINGS 🇸🇻 EL SALVADOR SPONSOR THE CENTRAL AMERICAN PANAMA POSSE
LA PALMA MOORINGS SAFE APPROACH
VIDEO
MAP
Cruisers Rally to El Salvador is changing to Cruisers Vacation in El Salvador.
Bahia del Sol has become the Central American destination for many cruising boats heading south. When you arrive you will enjoy a refreshing welcome drink and receive a gift bag full of local information. After your low-key check-in with the authorities you can prepare to discover the lesser explored and unspoiled country of El Salvador.
Bahia del Sol offers a relaxing place with a "cruisers vacation" feel because there are few worries here. It is a great place to leave your boat while you travel around and during hurricane season. Government regulations allow you to leave your boat as long as you wish to explore Central America, do those nagging boat projects, return to your northern home for a few months, or just hang out around the pool.
Bahia del Sol is a supporter of the Panama Posse.
Aloha,
Bill and Jean
Organizers/Managers
Rally Website: ElSALVADORRALLY.COM
email: elsalvadorrally@aol.com
Face Book: Annual Salvador Rally
DOWNLOAD THE EL SALVADOR CRUISING GUIDE
nauticed
PANAMA POSSE PARTNERS WITH NAUTICED.ORG
NAUTICED.ORG TO PROVIDE ROUTE TRAINING, CERTIFICATION AND BADGES
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Get two free sailing Courses if you sign up now
FOR IMMEDIATE RELEASE September 13, 2020- Barra de Navidad, Jalisco, Mexico
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IGY MARINA CABO SAN LUCAS 🇲🇽 SPONSORS THE PANAMA POSSE
IGY MARINA CABO SAN LUCAS SPONSORS THE PANAMA POSSE
I would like to offer the participants of your rally our Panama Posse rate instead of the regular daily rate.
Utilities will be metered and billed depending on consumption.
October through April is very busy for us but will gladly berth anyone when available.
Take care, be safe, stay healthy and we’ll see you soon.
Saludos,
Jesus A. Esquitel
CONTACT IGY MARINA CABO SAN LUCAS
VHF 16 & 88A
Lote A-18 de la Darsena
Cabo San Lucas, B.C.S. Mx 23450
Tel +52 (624) 173-9140
CSL@IGYMarinas.com
www.igy-cabosanlucas.com
IGY MARINA CABO SAN LUCAS SLIP MAP
SAFE APPROACH
Do not approach Marina early mornings on weekends as a large sports-fishing fleet will leave between 6 am and 9 am
Amenities
- Full Crew Facilities
- WiFi Connectivity
- Fitness Center
- Crew Lounge
- Wi-Fi Connectivity
- Private Shower Facilities
- On-Site Shopping & Dining
Services
- High-Speed Fuel Dock
- Full Service Marina
- Vessel Repairs & Maintenance
- Provisioning Coordination
- Laundry Services
- Customs & Immigration
- Customs & Immigration OfficeA Customs & Immigration Office is located near the marina, however, transportation is highly suggested and can be arranged prior to arrival.US Citizens are required to show proof of citizenship when traveling to and from Mexico. Each visitor needs a valid picture ID and one of the following:
- A state issued birth certificate with affixed seal, or
- A naturalization certificate, with laminated naturalization card, or
- A valid US Passport (expired passports are not accepted)
To get into Mexico, some travelers may need to bring passport and/or a visa. Coming from the US, no visa is required.
It is recommended to use the services of a naval agent:
Available Agents:
- Victor BarredaOffice: +1 052-624-14-30207Cell: +1 044-624-14-74019
- Aduana de la Paz, BCSCol Centro, Cabo San LucasOffice: +1 624-105-1638Cell: +1 624-143-0135
- Customs & Immigration OfficeA Customs & Immigration Office is located near the marina, however, transportation is highly suggested and can be arranged prior to arrival.US Citizens are required to show proof of citizenship when traveling to and from Mexico. Each visitor needs a valid picture ID and one of the following:
- Onboard COVID-19 Testing Available
Safety Equipment Requirements
All vessels cruising the Mexican waters should have the following safety equipment on-board:
- Functional life-vests for all passengers
- Parachute, orange, and para-rocket flares
- Bell and/or Whistle
- Fire Extinguisher
- Flashlight
- VHF Radio
- First-aid Kit
- Anchors
- Tools
MAP
OFFICIAL WEBSITE
https://www.igymarinas.com/marinas/marina-cabo-san-lucas
ONESAILS MEXICO 🇲🇽 SPONSORS THE PANAMA POSSE
ONESAILS MEXICO SPONSORS THE PANAMA POSSE
For this year ONE SAILS MÉXICO offers you the following:
-10% in Service including material
-10% on the acquisition of new sails
-10% off Seldén Hardware
Rodrigo Cuéllar Dipp
OneSails México
Avenida Estaciones #1099 Bucerias 63732Nayarit, Mexico
TeL:+52 329 2982 558
Email: mexico@onesails.mx
The Bahia de Banderas Sails loft was founded in 2016. Being the best service workshop in the entire country. It is located in the best waters of the Mexican Pacific. Each year it receives hundreds of sailboats from all over the northern Pacific. It is considered the last stop to do service before crossing the Pacific. This location serves the entire Mexican Pacific, Caribbean and the Mexico's internal lakes.
In 2020, Bahia de Banderas Sails decided to join the OneSails group. This decision was due to the technological advantages offered by One Sails. The use of 4T technology does not use film or glue. We believe this will be a great advantage of duration for our clients in the tropics. Along with great sail technology, they have a great worldwide network of sails lofts.
GALLERY
LOCATION
OFFICIAL WEBSITE
https://onesails.mx
MARINA V&V - QUINTANA ROO 🇲🇽 SPONSORS THE PANAMA POSSE
MARINA V&V - QUINTANA ROO 🇲🇽 SPONSORS THE PANAMA POSSE
Marina V&V is delighted to Sponsor the Panama Posse with a 20% discount !
CONTACT
Calle Vialidad Paseo Mujeres Manzana 1, Lote 1 Zona Continental Isla Mujeres Q. Roo. Mexico
AMENITIES
Marina V&V, is located in front of the second longest barrier reef in the world. It has an extension of 1.5 kilometers and has the capacity to receive 176 boats of up tp 200 feet. We offer world-class services with the best personnel trained in customer service and attention, with the willingness to attend to your needs
Concierge
VIP Concierge service is available to you 365 days a year from 8-5 pm during your stay with us (applies to boats over 100 feet).
Electricity
Electricity service with the amperage required for your boat.
Captains Room
Captains who visit our facilities can have time for recreation and rest. Enabled with the following services:
- Billiards
- Video game
- Music
- Football
- CABLE TV Sky Premier TV
Immigration Services
Immigration services for vessels arriving from abroad that plan to arrive and sail from Mexico.
Fuel dock
The only marina with a fuel station that has a 0% water certification, available from 7 in the morning until 7 at night.
Transportation
Free transportation service on specific days for our VIP clients to the most important Malls in Cancun (Restrictions apply).
V&V MARINA - GOOD NAUTICAL SAFE APPROACH ROUTE
Store
Variety of products such as snacks, coffee, beers, wines, water, soft drinks, ice, among many others. We have a delivery service for the products to your boat for your comfort, as well as an entertainment room for the captains where they can have rest and recreation.
- Spirits
- Refreshments
- Ice
- Water
- Beers
- Snack
- Prepared foods
LOCATION
The Marina V&V facilities are located in the Continental Zone of Isla Mujeres within the private complex Puerto Mujeres,
just 30 minutes from the Cancun International Airport.
Address: Quintana Roo, Isla Mujeres Continental Zone, Smza 3, Mza 1, Lt 1, Calle Vialidad Paseo Mujeres, CP. 77400.
FOR IMMEDIATE RELEASE 4th Panama Posse Rally connects California with Florida and kicks off a 7 months cruising season with a 4,500 nm 36 marina route
FOR IMMEDIATE RELEASE
September 4, 2020- Barra de Navidad, Jalisco, Mexico
The 4th Panama Posse Central American sailing rally kicks-off on December 4, connecting California with Florida for the first time while expanding to 13 countries.
Panama Posse, the Central American and Western Caribbean Rally with over 325 past participant vessels, kicks off the seven months cruising season, offering 4,500 nautical miles of 500 verified anchorages and 36 Marina sponsors. Countries include U.S., Mexico, Guatemala, EL Salvador, Nicaragua, Honduras, Costa Rica, Panama, Colombia, Jamaica, Cayman Islands, Belize and Cuba.
Panama Posse delivers an unparalleled adventure for cruisers sailing from Southern California, the Pacific Coast of Central America, the Western Caribbean all the way to the Florida Keys. Boats ranging from 32 to 225 feet, set their own schedule while enjoying all the perks of membership and the safety of their own vessel.
Benefits include Fleet safety and security, along with discounted marina fees, dedicated Panama Canal agent, accurate detailed custom and immigration procedures, certified cultural land excursions, free digital “chartlets”, live 24/7 group support chat, route safety, provisioning and logistic seminars, weekly live calls for weather, local information, navigation hazards and of course, the making of life-long friendships.
Sponsors include Predict Wind for special rates for weather services and Seven Star Yacht Transport to ship boats along the route and a host of vetted marinas in every country.
The 2020/21 kick-off launch will be both virtual and physical in adherence to Covid-19 mitigation strategies. The Panama Posse has also published specific pandemic related guidelines to help all marinas and countries minimize pandemic related risks.
Marina Puerto de la Navidad in Barra de Navidad, Mexico will host the kick off seminars starting Dec.4, practicing social distancing and all seminars will be recorded and made available on demand for all Panama Posse participants. Seminar topics will cover navigation, route planning, Open CPN satellite overlay on electronic charts, provisioning, organized land tours and exclusive free access to GoodNautical a global non-profit maritime information site.
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